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HSA-Qualified HDHP

HSA-Qualified High-Deductible Health Plans

A high-deductible health plan (HDHP) offers you and your employees a Health Savings Account (HSA), a tax-favored, personal health savings account that your employees own and control. The tax-free money put into an HSA can be used to pay for qualified medical expenses and save for future medical needs.

 

Employees take responsibility for most initial health care expenses until they meet their deductible. As they use their HSA to help fund their care, they gain a material incentive to stay healthy and make prudent use of the health care system.

 

HSA options are available for both HMO and POS plans.

 

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HSA-Qualified HDHP